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Frequently Asked Questions

Eligibility

Who is eligible for coverage?

Will my age affect my coverage eligibility?

Will a pre-existing medical condition affect my coverage?

What do I need to know about completing the health questions?

Is it okay for a relative to complete the health questions on my behalf?

My child is travelling with me. Do I need to buy separate coverage for him or her?

My parents are travelling. Can I buy insurance on their behalf?

Which travel insurance package or plan is right for me?

 

Coverage

Doesn't my credit card cover me when I travel?

Doesn't my government health plan cover me when I'm travelling in the U.S. or Canada?

Why do I need travel medical insurance when I travel abroad?

When should I purchase my travel insurance?

Am I covered if I participate in any sports during my trip?

Can I extend my emergency medical coverage if I extend my trip?

I bought a multi-trip annual plan, but one trip I'm planning will extend past the ending date of my coverage. How can I ensure I'm covered for the added days I'm travelling?

Can I purchase emergency medical coverage for a single trip that is longer than 183 days?

Does RBC Insurance offer family prices?

Why is trip cancellation and interruption insurance important?

Do I really need to read my travel insurance policy?

 

 

1) www.voyage.gc.ca. 2008. Consular Services, Foreign Affairs and International Trade Canada. June 11, 2008. www.voyage.gc.ca/main/pubs/bon_voyage_but-en.asp

2) RBC Insurance, 2015.

3) Roy, Camille. "Travelweek 2007 Ultimate Travel Survey." 2007. Travelweek. Concepts Travel Media Ltd.