Taking a Trip? See if Your RBC® Credit Card Covers You.

In just a few minutes, you can see what travel insurance you have on your RBC credit card, whether you have enough coverage for your trip, or if you need to buy additional coverage. It’s that simple!

Good news! Your card has some travel insurance coverage.

Your card provides some valuable travel insurance coverage for you and other covered persons.

Covered Persons

Covered Persons refer to you (the card applicant), your spouse and your dependent child/children who travel with you or join you and/or your spouse on the same trip. Plus, if your card includes Trip Cancellation insurance your dependent children who are age 16-24 can travel on their own (without you or your spouse) and be covered for Trip Cancellation. (Note: children under 16 travelling on their own are not covered). Co-applicants and authorized users are also covered but their spouse and dependent children are not covered. Other travellers on the same trip are not covered under your credit card travel insurance coverage.

Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Out of Province/Country Emergency Medical Insurance:
    • Under age 65: Unlimited coverage1 for first fifteen (15) consecutive days of your trip
    • Age 65+: Unlimited coverage1 for first three (3) consecutive days of your trip

    Out of Province/Country Emergency Medical Insurance

    This insurance covers reasonable and customary expenses, in excess of any medical expenses payable by your government health insurance plan or any other insurance plan, for emergency treatment medically required during your trip as a result of a medical emergency.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Trip Cancellation Insurance: $1,500 per covered person per trip ($5,000 maximum)

    Trip Cancellation Insurance

    This insurance protects eligible cardholders against the cost of non-refundable prepaid travel arrangements if the trip is cancelled prior to your departure, due to a covered reason. For this coverage to be effective, you must have purchased your prepaid travel arrangements with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Trip Interruption Insurance: $5,000 per covered person per trip ($25,000 maximum)

    Trip Interruption Insurance

    This insurance covers the extra costs you might have to pay, up to a certain maximum, if you need to return home sooner or later than planned due to a covered reason. It also reimburses you for non-refundable portions of unused, prepaid travel arrangements, up to a certain maximum. For this coverage to be effective, you must have purchased your prepaid travel arrangements with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Flight Delay Insurance: $250 per day ($500 maximum for all covered persons)

    Flight Delay Insurance

    If you miss your connecting flight, are denied boarding or your flight is delayed, this insurance reimburses you, up to a certain maximum, for reasonable and necessary expenses you may have (for example, a hotel room or restaurant meals) as long as you have checked in with the air carrier and you paid for your airline ticket with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Emergency Purchases Insurance: $500 maximum ($2,500 maximum for all covered persons)

    Emergency Purchases Insurance

    If your checked luggage is lost or delayed, this insurance reimburses you, up to a certain maximum, for reasonable and necessary emergency purchases that you need, as long as you paid for your airline ticket with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Hotel/Motel burglary Insurance: $2,500 maximum for all covered persons

    Hotel/Motel Burglary Insurance

    If you need to repair or replace personal property that has been damaged or lost due to a burglary of your hotel/motel room or cruise cabin and you are a registered guest, this insurance reimburses you, up to a certain maximum, as long as you paid for your hotel/motel room or cruise cabin with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Travel Accident Insurance: Up to $500,000 per covered person

    Travel Accident Insurance

    This insurance covers you for accidental bodily injury or death if you are injured during an accident that occurs while you are travelling on a common carrier (such as a passenger plane) as long as you paid for these transportation arrangements with your RBC® credit card and/or RBC Rewards® points before departing on your trip.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Auto Rental Collision/Loss Damage Insurance: For rentals up to 48 consecutive days

    Auto Rental Collison/Loss Damage Insurance

    When you pay for the entire cost of the rental vehicle using your RBC® credit card and/or RBC Rewards® points, this Insurance covers you and/or a rental agency for loss/damages to eligible rental vehicles up to the actual cash value of the damaged or stolen rental vehicle. The length of time you rent the same vehicle must not exceed forty-eight (48) consecutive days.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

All insurance is subject to limitations and exclusions. Download the RBC® Visa Infinite Avion® Certificate of Insurance for complete details.

1) Unless otherwise noted in the Certificate of Insurance, the maximum benefit for emergency medical insurance is unlimited.


  • Trip Cancellation Insurance: $1,000 per covered person per trip ($5,000 maximum)

    Trip Cancellation Insurance

    This insurance protects eligible cardholders against the cost of non-refundable prepaid travel arrangements if the trip is cancelled prior to your departure, due to a covered reason. For this coverage to be effective, you must have purchased your prepaid travel arrangements with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Trip Interruption Insurance: $2,500 per covered person per trip

    Trip Interruption Insurance

    This insurance covers the extra costs you might have to pay, up to a certain maximum, if you need to return home sooner or later than planned due to a covered reason. It also reimburses you for non-refundable portions of unused, prepaid travel arrangements, up to a certain maximum. For this coverage to be effective, you must have purchased your prepaid travel arrangements with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Flight Delay Insurance: $250 per day ($500 maximum for all covered persons)

    Flight Delay Insurance

    If you miss your connecting flight, are denied boarding or your flight is delayed, this insurance reimburses you, up to a certain maximum, for reasonable and necessary expenses you may have (for example, a hotel room or restaurant meals) as long as you have checked in with the air carrier and you paid for your airline ticket with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Emergency Purchases Insurance: $500 maximum ($2,500 maximum for all covered persons)

    Emergency Purchases Insurance

    If your checked luggage is lost or delayed, this insurance reimburses you, up to a certain maximum, for reasonable and necessary emergency purchases that you need, as long as you paid for your airline ticket with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Hotel/Motel burglary Insurance: $2,500 maximum for all covered persons

    Hotel/Motel Burglary Insurance

    If you need to repair or replace personal property that has been damaged or lost due to a burglary of your hotel/motel room or cruise cabin and you are a registered guest, this insurance reimburses you, up to a certain maximum, as long as you paid for your hotel/motel room or cruise cabin with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Travel Accident Insurance: Up to $500,000 per covered person

    Travel Accident Insurance

    This insurance covers you for accidental bodily injury or death if you are injured during an accident that occurs while you are travelling on a common carrier (such as a passenger plane) as long as you paid for these transportation arrangements with your RBC® credit card and/or RBC Rewards® points before departing on your trip.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Auto Rental Collision/Loss Damage Insurance: For rentals up to 48 consecutive days

    Auto Rental Collison/Loss Damage Insurance

    When you pay for the entire cost of the rental vehicle using your RBC® credit card and/or RBC Rewards® points, this Insurance covers you and/or a rental agency for loss/damages to eligible rental vehicles up to the actual cash value of the damaged or stolen rental vehicle. The length of time you rent the same vehicle must not exceed forty-eight (48) consecutive days.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

All insurance is subject to limitations and exclusions. Download the RBC® Visa Platinum Avion® Certificate of Insurance for complete details.

  • Trip Cancellation Insurance: $1,500 per covered person per trip ($5,000 maximum)

    Trip Cancellation Insurance

    This insurance protects eligible cardholders against the cost of non-refundable prepaid travel arrangements if the trip is cancelled prior to your departure, due to a covered reason. For this coverage to be effective, you must have purchased your prepaid travel arrangements with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Trip Interruption Insurance: $5,000 per covered person per trip ($25,000 maximum)

    Trip Interruption Insurance

    This insurance covers the extra costs you might have to pay, up to a certain maximum, if you need to return home sooner or later than planned due to a covered reason. It also reimburses you for non-refundable portions of unused, prepaid travel arrangements, up to a certain maximum. For this coverage to be effective, you must have purchased your prepaid travel arrangements with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Flight Delay Insurance: $250 per day ($500 maximum for all covered persons)

    Flight Delay Insurance

    If you miss your connecting flight, are denied boarding or your flight is delayed, this insurance reimburses you, up to a certain maximum, for reasonable and necessary expenses you may have (for example, a hotel room or restaurant meals) as long as you have checked in with the air carrier and you paid for your airline ticket with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Emergency Purchases Insurance: $500 maximum ($2,500 maximum for all covered persons)

    Emergency Purchases Insurance

    If your checked luggage is lost or delayed, this insurance reimburses you, up to a certain maximum, for reasonable and necessary emergency purchases that you need, as long as you paid for your airline ticket with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Hotel/Motel burglary Insurance: $2,500 maximum for all covered persons

    Hotel/Motel Burglary Insurance

    If you need to repair or replace personal property that has been damaged or lost due to a burglary of your hotel/motel room or cruise cabin and you are a registered guest, this insurance reimburses you, up to a certain maximum, as long as you paid for your hotel/motel room or cruise cabin with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Travel Accident Insurance: Up to $500,000 per covered person

    Travel Accident Insurance

    This insurance covers you for accidental bodily injury or death if you are injured during an accident that occurs while you are travelling on a common carrier (such as a passenger plane) as long as you paid for these transportation arrangements with your RBC® credit card and/or RBC Rewards® points before departing on your trip.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Auto Rental Collision/Loss Damage Insurance: For rentals up to 48 consecutive days

    Auto Rental Collison/Loss Damage Insurance

    When you pay for the entire cost of the rental vehicle using your RBC® credit card and/or RBC Rewards® points, this Insurance covers you and/or a rental agency for loss/damages to eligible rental vehicles up to the actual cash value of the damaged or stolen rental vehicle. The length of time you rent the same vehicle must not exceed forty-eight (48) consecutive days.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

All insurance is subject to limitations and exclusions. Download the RBC® Visa Business Platinum Avion® Certificate of Insurance for complete details.

  • Out of Province/Country Emergency Medical Insurance:
    • Under age 65: Unlimited coverage1 for first thirty one (31) consecutive days of your trip
    • Age 65+: Unlimited coverage1 for first seven (7) consecutive days of your trip

    Out of Province/Country Emergency Medical Insurance

    This insurance covers reasonable and customary expenses, in excess of any medical expenses payable by your government health insurance plan or any other insurance plan, for emergency treatment medically required during your trip as a result of a medical emergency.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Trip Cancellation Insurance: $2,500 per covered person per trip

    Trip Cancellation Insurance

    This insurance protects eligible cardholders against the cost of non-refundable prepaid travel arrangements if the trip is cancelled prior to your departure, due to a covered reason. For this coverage to be effective, you must have purchased your prepaid travel arrangements with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Trip Interruption Insurance: $5,000 per covered person per trip

    Trip Interruption Insurance

    This insurance covers the extra costs you might have to pay, up to a certain maximum, if you need to return home sooner or later than planned due to a covered reason. It also reimburses you for non-refundable portions of unused, prepaid travel arrangements, up to a certain maximum. For this coverage to be effective, you must have purchased your prepaid travel arrangements with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Flight Delay Insurance: $500 per day ($1,000 maximum for all covered persons)

    Flight Delay Insurance

    If you miss your connecting flight, are denied boarding or your flight is delayed, this insurance reimburses you, up to a certain maximum, for reasonable and necessary expenses you may have (for example, a hotel room or restaurant meals) as long as you have checked in with the air carrier and you paid for your airline ticket with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Emergency Purchases Insurance: $750 maximum ($3,000 maximum for all covered persons)

    Emergency Purchases Insurance

    If your checked luggage is lost or delayed, this insurance reimburses you, up to a certain maximum, for reasonable and necessary emergency purchases that you need, as long as you paid for your airline ticket with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Hotel/Motel burglary Insurance: $3,000 maximum for all covered persons

    Hotel/Motel Burglary Insurance

    If you need to repair or replace personal property that has been damaged or lost due to a burglary of your hotel/motel room or cruise cabin and you are a registered guest, this insurance reimburses you, up to a certain maximum, as long as you paid for your hotel/motel room or cruise cabin with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Travel Accident Insurance: Up to $500,000 per covered person

    Travel Accident Insurance

    This insurance covers you for accidental bodily injury or death if you are injured during an accident that occurs while you are travelling on a common carrier (such as a passenger plane) as long as you paid for these transportation arrangements with your RBC® credit card and/or RBC Rewards® points before departing on your trip.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Auto Rental Collision/Loss Damage Insurance: For rentals up to 48 consecutive days

    Auto Rental Collison/Loss Damage Insurance

    When you pay for the entire cost of the rental vehicle using your RBC® credit card and/or RBC Rewards® points, this Insurance covers you and/or a rental agency for loss/damages to eligible rental vehicles up to the actual cash value of the damaged or stolen rental vehicle. The length of time you rent the same vehicle must not exceed forty-eight (48) consecutive days.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Lost/Stolen Baggage: $500 per item/$2500 maximum

    Lost/Stolen Baggage

    We will pay the covered person for loss or damage to owned baggage and personal effects used for the personal use of the covered person while in transit as checked-in baggage or carried on board the air carrier when the full cost of the airline ticket is paid with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

All insurance is subject to limitations and exclusions. Download the RBC® Avion® Visa Infinite Privilege Certificate of Insurance for complete details.

1) Unless otherwise noted in the Certificate of Insurance, the maximum benefit for emergency medical insurance is unlimited.

  • Out of Province/Country Emergency Medical Insurance:
    • Under age 65: Unlimited coverage1 for first thirty one (31) consecutive days of your trip
    • Age 65+: Unlimited coverage1 for first seven (7) consecutive days of your trip

    Out of Province/Country Emergency Medical Insurance

    This insurance covers reasonable and customary expenses, in excess of any medical expenses payable by your government health insurance plan or any other insurance plan, for emergency treatment medically required during your trip as a result of a medical emergency.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Trip Cancellation Insurance: $2,500 per covered person per trip

    Trip Cancellation Insurance

    This insurance protects eligible cardholders against the cost of non-refundable prepaid travel arrangements if the trip is cancelled prior to your departure, due to a covered reason. For this coverage to be effective, you must have purchased your prepaid travel arrangements with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Trip Interruption Insurance: $5,000 per covered person per trip

    Trip Interruption Insurance

    This insurance covers the extra costs you might have to pay, up to a certain maximum, if you need to return home sooner or later than planned due to a covered reason. It also reimburses you for non-refundable portions of unused, prepaid travel arrangements, up to a certain maximum. For this coverage to be effective, you must have purchased your prepaid travel arrangements with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Flight Delay Insurance: $500 per day ($1,000 maximum for all covered persons)

    Flight Delay Insurance

    If you miss your connecting flight, are denied boarding or your flight is delayed, this insurance reimburses you, up to a certain maximum, for reasonable and necessary expenses you may have (for example, a hotel room or restaurant meals) as long as you have checked in with the air carrier and you paid for your airline ticket with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Emergency Purchases Insurance: $750 maximum ($3,000 maximum for all covered persons)

    Emergency Purchases Insurance

    If your checked luggage is lost or delayed, this insurance reimburses you, up to a certain maximum, for reasonable and necessary emergency purchases that you need, as long as you paid for your airline ticket with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Hotel/Motel burglary Insurance: $3,000 maximum for all covered persons

    Hotel/Motel Burglary Insurance

    If you need to repair or replace personal property that has been damaged or lost due to a burglary of your hotel/motel room or cruise cabin and you are a registered guest, this insurance reimburses you, up to a certain maximum, as long as you paid for your hotel/motel room or cruise cabin with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Travel Accident Insurance: Up to $500,000 per covered person

    Travel Accident Insurance

    This insurance covers you for accidental bodily injury or death if you are injured during an accident that occurs while you are travelling on a common carrier (such as a passenger plane) as long as you paid for these transportation arrangements with your RBC® credit card and/or RBC Rewards® points before departing on your trip.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Auto Rental Collision/Loss Damage Insurance: For rentals up to 48 consecutive days

    Auto Rental Collison/Loss Damage Insurance

    When you pay for the entire cost of the rental vehicle using your RBC® credit card and/or RBC Rewards® points, this Insurance covers you and/or a rental agency for loss/damages to eligible rental vehicles up to the actual cash value of the damaged or stolen rental vehicle. The length of time you rent the same vehicle must not exceed forty-eight (48) consecutive days.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Lost/Stolen Baggage: $500 per item/$2500 maximum

    Lost/Stolen Baggage

    We will pay the covered person for loss or damage to owned baggage and personal effects used for the personal use of the covered person while in transit as checked-in baggage or carried on board the air carrier when the full cost of the airline ticket is paid with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

All insurance is subject to limitations and exclusions. Download the RBC® Avion® Visa Infinite Privilege for Private Banking Certificate of Insurance for complete details.

1) Unless otherwise noted in the Certificate of Insurance, the maximum benefit for emergency medical insurance is unlimited.

  • Out of Province/Country Emergency Medical Insurance:
    • Under age 65: Unlimited coverage1 for first thirty one (31) consecutive days of your trip
    • Age 65+: Unlimited coverage1 for first seven (7) consecutive days of your trip

    Out of Province/Country Emergency Medical Insurance

    This insurance covers reasonable and customary expenses, in excess of any medical expenses payable by your government health insurance plan or any other insurance plan, for emergency treatment medically required during your trip as a result of a medical emergency.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Trip Cancellation Insurance: $2,500 maximum for all covered persons per trip

    Trip Cancellation Insurance

    This insurance protects eligible cardholders against the cost of non-refundable prepaid travel arrangements if the trip is cancelled prior to your departure, due to a covered reason. For this coverage to be effective, you must have purchased your prepaid travel arrangements with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Trip Interruption Insurance: $2,500 per covered person per trip

    Trip Interruption Insurance

    This insurance covers the extra costs you might have to pay, up to a certain maximum, if you need to return home sooner or later than planned due to a covered reason. It also reimburses you for non-refundable portions of unused, prepaid travel arrangements, up to a certain maximum. For this coverage to be effective, you must have purchased your prepaid travel arrangements with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Flight Delay Insurance: $500 per day ($1,000 maximum for all covered persons)

    Flight Delay Insurance

    If you miss your connecting flight, are denied boarding or your flight is delayed, this insurance reimburses you, up to a certain maximum, for reasonable and necessary expenses you may have (for example, a hotel room or restaurant meals) as long as you have checked in with the air carrier and you paid for your airline ticket with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Emergency Purchases Insurance: $750 maximum ($3,000 maximum for all covered persons)

    Emergency Purchases Insurance

    If your checked luggage is lost or delayed, this insurance reimburses you, up to a certain maximum, for reasonable and necessary emergency purchases that you need, as long as you paid for your airline ticket with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Hotel/Motel burglary Insurance: $3,000 maximum for all covered persons

    Hotel/Motel Burglary Insurance

    If you need to repair or replace personal property that has been damaged or lost due to a burglary of your hotel/motel room or cruise cabin and you are a registered guest, this insurance reimburses you, up to a certain maximum, as long as you paid for your hotel/motel room or cruise cabin with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Travel Accident Insurance: 1 Million per covered person

    Travel Accident Insurance

    This insurance covers you for accidental bodily injury or death if you are injured during an accident that occurs while you are travelling on a common carrier (such as a passenger plane) as long as you paid for these transportation arrangements with your RBC® credit card and/or RBC Rewards® points before departing on your trip.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Auto Rental Collision/Loss Damage Insurance: For rentals up to 48 consecutive days

    Auto Rental Collison/Loss Damage Insurance

    When you pay for the entire cost of the rental vehicle using your RBC® credit card and/or RBC Rewards® points, this Insurance covers you and/or a rental agency for loss/damages to eligible rental vehicles up to the actual cash value of the damaged or stolen rental vehicle. The length of time you rent the same vehicle must not exceed forty-eight (48) consecutive days.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

All insurance is subject to limitations and exclusions. Download the RBC® Visa Infinite Certificate of Insurance for complete details.

1) Unless otherwise noted in the Certificate of Insurance, the maximum benefit for emergency medical insurance is unlimited.

  • Out of Province/Country Emergency Medical Insurance:
    • Under age 65: Unlimited coverage1 for first thirty one (31) consecutive days of your trip
    • Age 65+: Unlimited coverage1 for first seven (7) consecutive days of your trip

    Out of Province/Country Emergency Medical Insurance

    This insurance covers reasonable and customary expenses, in excess of any medical expenses payable by your government health insurance plan or any other insurance plan, for emergency treatment medically required during your trip as a result of a medical emergency.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Trip Cancellation Insurance: $2,500 maximum for all covered persons per trip

    Trip Cancellation Insurance

    This insurance protects eligible cardholders against the cost of non-refundable prepaid travel arrangements if the trip is cancelled prior to your departure, due to a covered reason. For this coverage to be effective, you must have purchased your prepaid travel arrangements with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Trip Interruption Insurance: $2,500 per covered person per trip

    Trip Interruption Insurance

    This insurance covers the extra costs you might have to pay, up to a certain maximum, if you need to return home sooner or later than planned due to a covered reason. It also reimburses you for non-refundable portions of unused, prepaid travel arrangements, up to a certain maximum. For this coverage to be effective, you must have purchased your prepaid travel arrangements with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Flight Delay Insurance: $250 per day ($500 maximum for all covered persons)

    Flight Delay Insurance

    If you miss your connecting flight, are denied boarding or your flight is delayed, this insurance reimburses you, up to a certain maximum, for reasonable and necessary expenses you may have (for example, a hotel room or restaurant meals) as long as you have checked in with the air carrier and you paid for your airline ticket with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Emergency Purchases Insurance: $500 maximum ($2,500 maximum for all covered persons)

    Emergency Purchases Insurance

    If your checked luggage is lost or delayed, this insurance reimburses you, up to a certain maximum, for reasonable and necessary emergency purchases that you need, as long as you paid for your airline ticket with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Hotel/Motel burglary Insurance: $2,500 maximum for all covered persons

    Hotel/Motel Burglary Insurance

    If you need to repair or replace personal property that has been damaged or lost due to a burglary of your hotel/motel room or cruise cabin and you are a registered guest, this insurance reimburses you, up to a certain maximum, as long as you paid for your hotel/motel room or cruise cabin with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Travel Accident Insurance: Up to $500,000 per covered person

    Travel Accident Insurance

    This insurance covers you for accidental bodily injury or death if you are injured during an accident that occurs while you are travelling on a common carrier (such as a passenger plane) as long as you paid for these transportation arrangements with your RBC® credit card and/or RBC Rewards® points before departing on your trip.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Auto Rental Collision/Loss Damage Insurance: For rentals up to 48 consecutive days

    Auto Rental Collison/Loss Damage Insurance

    When you pay for the entire cost of the rental vehicle using your RBC® credit card and/or RBC Rewards® points, this Insurance covers you and/or a rental agency for loss/damages to eligible rental vehicles up to the actual cash value of the damaged or stolen rental vehicle. The length of time you rent the same vehicle must not exceed forty-eight (48) consecutive days.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

All insurance is subject to limitations and exclusions. Download the RBC Rewards® Visa Preferred Certificate of Insurance for complete details.

1) Unless otherwise noted in the Certificate of Insurance, the maximum benefit for emergency medical insurance is unlimited.

  • Trip Cancellation Insurance: $2,500 maximum for all covered persons per trip

    Trip Cancellation Insurance

    This insurance protects eligible cardholders against the cost of non-refundable prepaid travel arrangements if the trip is cancelled prior to your departure, due to a covered reason. For this coverage to be effective, you must have purchased your prepaid travel arrangements with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Trip Interruption Insurance: $2,500 per covered person per trip

    Trip Interruption Insurance

    This insurance covers the extra costs you might have to pay, up to a certain maximum, if you need to return home sooner or later than planned due to a covered reason. It also reimburses you for non-refundable portions of unused, prepaid travel arrangements, up to a certain maximum. For this coverage to be effective, you must have purchased your prepaid travel arrangements with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Emergency Purchases Insurance: $500 maximum ($2,500 maximum for all covered persons)

    Emergency Purchases Insurance

    If your checked luggage is lost or delayed, this insurance reimburses you, up to a certain maximum, for reasonable and necessary emergency purchases that you need, as long as you paid for your airline ticket with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Travel Accident Insurance: Up to $500,000 per covered person

    Travel Accident Insurance

    This insurance covers you for accidental bodily injury or death if you are injured during an accident that occurs while you are travelling on a common carrier (such as a passenger plane) as long as you paid for these transportation arrangements with your RBC® credit card and/or RBC Rewards® points before departing on your trip.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Auto Rental Collision/Loss Damage Insurance: For rentals up to 48 consecutive days

    Auto Rental Collison/Loss Damage Insurance

    When you pay for the entire cost of the rental vehicle using your RBC® credit card and/or RBC Rewards® points, this Insurance covers you and/or a rental agency for loss/damages to eligible rental vehicles up to the actual cash value of the damaged or stolen rental vehicle. The length of time you rent the same vehicle must not exceed forty-eight (48) consecutive days.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

All insurance is subject to limitations and exclusions. Download the RBC® U.S. Dollar Visa Gold Certificate of Insurance for complete details.

  • Out of Province/Country Emergency Medical Insurance:
    • Under age 65: Unlimited coverage1 for first fifteen (15) consecutive days of your trip
    • Age 65+: Unlimited coverage1 for first three (3) consecutive days of your trip

    Out of Province/Country Emergency Medical Insurance

    This insurance covers reasonable and customary expenses, in excess of any medical expenses payable by your government health insurance plan or any other insurance plan, for emergency treatment medically required during your trip as a result of a medical emergency.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Trip Interruption Insurance: $5,000 per covered person per trip ($25,000 maximum)

    Trip Interruption Insurance

    This insurance covers the extra costs you might have to pay, up to a certain maximum, if you need to return home sooner or later than planned due to a covered reason. It also reimburses you for non-refundable portions of unused, prepaid travel arrangements, up to a certain maximum. For this coverage to be effective, you must have purchased your prepaid travel arrangements with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Flight Delay Insurance: $250 per day ($500 maximum for all covered persons)

    Flight Delay Insurance

    If you miss your connecting flight, are denied boarding or your flight is delayed, this insurance reimburses you, up to a certain maximum, for reasonable and necessary expenses you may have (for example, a hotel room or restaurant meals) as long as you have checked in with the air carrier and you paid for your airline ticket with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Emergency Purchases Insurance: $500 maximum ($2,500 maximum for all covered persons)

    Emergency Purchases Insurance

    If your checked luggage is lost or delayed, this insurance reimburses you, up to a certain maximum, for reasonable and necessary emergency purchases that you need, as long as you paid for your airline ticket with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Hotel/Motel burglary Insurance: $2,500 maximum for all covered persons

    Hotel/Motel Burglary Insurance

    If you need to repair or replace personal property that has been damaged or lost due to a burglary of your hotel/motel room or cruise cabin and you are a registered guest, this insurance reimburses you, up to a certain maximum, as long as you paid for your hotel/motel room or cruise cabin with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Travel Accident Insurance: Up to $500,000 per covered person

    Travel Accident Insurance

    This insurance covers you for accidental bodily injury or death if you are injured during an accident that occurs while you are travelling on a common carrier (such as a passenger plane) as long as you paid for these transportation arrangements with your RBC® credit card and/or RBC Rewards® points before departing on your trip.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Auto Rental Collision/Loss Damage Insurance: For rentals up to 48 consecutive days

    Auto Rental Collison/Loss Damage Insurance

    When you pay for the entire cost of the rental vehicle using your RBC® credit card and/or RBC Rewards® points, this Insurance covers you and/or a rental agency for loss/damages to eligible rental vehicles up to the actual cash value of the damaged or stolen rental vehicle. The length of time you rent the same vehicle must not exceed forty-eight (48) consecutive days.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

All insurance is subject to limitations and exclusions. Download the WestJet RBC® World Elite Mastercard Certificate of Insurance for complete details.

1) Unless otherwise noted in the Certificate of Insurance, the maximum benefit for emergency medical insurance is unlimited.

  • Out of Province/Country Emergency Medical Insurance:
    • Under age 65: Unlimited coverage1 for first thirty one (31) consecutive days of your trip
    • Age 65+: Unlimited coverage1 for first seven (7) consecutive days of your trip

    Out of Province/Country Emergency Medical Insurance

    This insurance covers reasonable and customary expenses, in excess of any medical expenses payable by your government health insurance plan or any other insurance plan, for emergency treatment medically required during your trip as a result of a medical emergency.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Flight Delay Insurance: $250 per day ($500 maximum for all covered persons)

    Flight Delay Insurance

    If you miss your connecting flight, are denied boarding or your flight is delayed, this insurance reimburses you, up to a certain maximum, for reasonable and necessary expenses you may have (for example, a hotel room or restaurant meals) as long as you have checked in with the air carrier and you paid for your airline ticket with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Emergency Purchases Insurance: $500 maximum ($2,500 maximum for all covered persons)

    Emergency Purchases Insurance

    If your checked luggage is lost or delayed, this insurance reimburses you, up to a certain maximum, for reasonable and necessary emergency purchases that you need, as long as you paid for your airline ticket with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Hotel/Motel burglary Insurance: $2,500 maximum for all covered persons

    Hotel/Motel Burglary Insurance

    If you need to repair or replace personal property that has been damaged or lost due to a burglary of your hotel/motel room or cruise cabin and you are a registered guest, this insurance reimburses you, up to a certain maximum, as long as you paid for your hotel/motel room or cruise cabin with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Travel Accident Insurance: Up to $500,000 per covered person

    Travel Accident Insurance

    This insurance covers you for accidental bodily injury or death if you are injured during an accident that occurs while you are travelling on a common carrier (such as a passenger plane) as long as you paid for these transportation arrangements with your RBC® credit card and/or RBC Rewards® points before departing on your trip.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Auto Rental Collision/Loss Damage Insurance: For rentals up to 48 consecutive days

    Auto Rental Collison/Loss Damage Insurance

    When you pay for the entire cost of the rental vehicle using your RBC® credit card and/or RBC Rewards® points, this Insurance covers you and/or a rental agency for loss/damages to eligible rental vehicles up to the actual cash value of the damaged or stolen rental vehicle. The length of time you rent the same vehicle must not exceed forty-eight (48) consecutive days.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

All insurance is subject to limitations and exclusions. Download the RBC® British Airways Visa Infinite Certificate of Insurance for complete details.

1) Unless otherwise noted in the Certificate of Insurance, the maximum benefit for emergency medical insurance is unlimited.

  • Out of Province/Country Emergency Medical Insurance:
    • Under age 65: Unlimited coverage1 for first thirty one (31) consecutive days of your trip
    • Age 65+: Unlimited coverage1 for first seven (7) consecutive days of your trip

    Out of Province/Country Emergency Medical Insurance

    This insurance covers reasonable and customary expenses, in excess of any medical expenses payable by your government health insurance plan or any other insurance plan, for emergency treatment medically required during your trip as a result of a medical emergency.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Flight Delay Insurance: $250 per day ($500 maximum for all covered persons)

    Flight Delay Insurance

    If you miss your connecting flight, are denied boarding or your flight is delayed, this insurance reimburses you, up to a certain maximum, for reasonable and necessary expenses you may have (for example, a hotel room or restaurant meals) as long as you have checked in with the air carrier and you paid for your airline ticket with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Emergency Purchases Insurance: $500 maximum ($2,500 maximum for all covered persons)

    Emergency Purchases Insurance

    If your checked luggage is lost or delayed, this insurance reimburses you, up to a certain maximum, for reasonable and necessary emergency purchases that you need, as long as you paid for your airline ticket with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Hotel/Motel burglary Insurance: $2,500 maximum for all covered persons

    Hotel/Motel Burglary Insurance

    If you need to repair or replace personal property that has been damaged or lost due to a burglary of your hotel/motel room or cruise cabin and you are a registered guest, this insurance reimburses you, up to a certain maximum, as long as you paid for your hotel/motel room or cruise cabin with your RBC® credit card and/or RBC Rewards® points.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Travel Accident Insurance: Up to $500,000 per covered person

    Travel Accident Insurance

    This insurance covers you for accidental bodily injury or death if you are injured during an accident that occurs while you are travelling on a common carrier (such as a passenger plane) as long as you paid for these transportation arrangements with your RBC® credit card and/or RBC Rewards® points before departing on your trip.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

  • Auto Rental Collision/Loss Damage Insurance: For rentals up to 48 consecutive days

    Auto Rental Collison/Loss Damage Insurance

    When you pay for the entire cost of the rental vehicle using your RBC® credit card and/or RBC Rewards® points, this Insurance covers you and/or a rental agency for loss/damages to eligible rental vehicles up to the actual cash value of the damaged or stolen rental vehicle. The length of time you rent the same vehicle must not exceed forty-eight (48) consecutive days.

    This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

All insurance is subject to limitations and exclusions. Download the RBC® Cathay Pacific Visa Platinum Certificate of Insurance for complete details.

1) Unless otherwise noted in the Certificate of Insurance, the maximum benefit for emergency medical insurance is unlimited.

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Eligibility

To be eligible for this insurance coverage, a traveller must be:

  • A client of the RBC companies or a spouse or child of a client
  • A Canadian resident (applicable for Emergency Medical Insurance coverage)
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